Terms of Use

Last updated: May 1, 2026  |  Urbanglint  |  urbanglint.com

Please read these Terms of Use carefully before using urbanglint.com (the "Site") operated by Urbanglint ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site.

1. Nature of the Site

Urbanglint is an independent educational website. All content published on the Site is for general informational and educational purposes only. We are not a bank, credit union, investment dealer, financial planner, insurance company, or any other type of licensed or regulated financial institution or professional. Nothing on this Site constitutes financial advice, investment advice, tax advice, legal advice, or any other form of regulated professional advice.

2. No Professional Relationship

Your use of the Site does not create a professional, advisory, or fiduciary relationship between you and Urbanglint. You should not act or refrain from acting based solely on the content of this Site. Always seek the advice of a qualified professional before making financial or legal decisions.

3. Accuracy of Information

We make reasonable efforts to ensure the accuracy and currency of the information on the Site. However, financial rules, regulations, products, and rates change frequently. We make no representations or warranties, express or implied, regarding the accuracy, completeness, timeliness, or fitness for any particular purpose of any content on the Site. Use of information on the Site is at your own risk.

4. Permitted Use

You may use the Site for personal, non-commercial, educational purposes only. You must not:

5. Intellectual Property

All original content on the Site, including text, graphics, logos, and the overall design, is owned by or licensed to Urbanglint and is protected by applicable copyright and intellectual property laws. Nothing in these Terms grants you any right or licence to use our intellectual property without prior written permission.

6. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over and accept no responsibility for the content, practices, or policies of third-party sites. The inclusion of any link does not imply our endorsement or recommendation of the linked site.

7. Disclaimer of Warranties

The Site is provided "as is" and "as available" without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Urbanglint and its operators, affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Urbanglint and its operators from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of the Site or violation of these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last updated" date. Continued use of the Site following changes constitutes your acceptance of the revised Terms.

12. Contact

For questions regarding these Terms, please contact us at: